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This is an illuminating book by author Mark Ortega which leads the reader from experiences of past failure to a new adventure full of hopeful possibilities This book is unique among others in the field of personal finance. In it, the author reveals the methods, experiences, and thoughts he himself applied to be much more successful in the area of saving money and building wealth. We are living in times of great change. Jobs are being lost a thousand at a time. Proposed solutions from government leaders have many people scratching their heads. People are asking, "What can I do as an individual to help myself?" Mark Ortega's book, Outsmarting Yourself to Save Money & Build Wealth" shows you what you can do. You don't have to remain stuck in the same old rut. He explains the steps you need to take to create a better life experience for yourself and your family. You can stay where you are, or you can decide that you want to get started in a new and better direction today. This book is written from the heart. It's not a book of merely cold numbers and facts. It attempts to get at the reasons you don't do what you need to do to be financially successful. It contains stories and anecdotes to both encourage you and get to the core of the issues. This book will touch you, and hopefully change you for the better. Today people are searching for solutions that speak to them on a personal level. "Outsmarting Yourself to Save Money and Build Wealth" is a book that attempts to fill that need. It's a guide to a potentially greater future for you and your family. You don't want to pass up this opportunity.
"Make Money from Makes" is for anyone who has a passion, skill or hobby and an interest in turning this into a business. You may be baking cakes for friends and family and dreaming of doing this full time or have a way with words that could be turned into commissions. Maybe you paint or draw and wonder if those who offer praise would be prepared to pay for your creations, or whether your flair for fashion could lead to financial return. Whatever your talent, it's likely you can turn this into a business with customers paying for the quality products or services you offer. Whether artisan or tailor, writer or baker, what you will discover from this book is how to: make sales beyond friends and family; promote your brand and become well known; register the company and manage the finances; embrace technology to save time and money; convey a professional image; online and off; create a support network and work with partners. Above all, it shows how to make money from doing what you love! The book is divided into clear chapters with stories throughout of people who have successfully started and grown their own business; from Laura Helps who started out making cakes and is now building a business around helping others do the same, to Sandra Lewis who left a 20 year corporate career to develop a global VA business, and Mother and Daughter team Marion Paterson and Emily McIntyre who have turned misfortune into a thriving venture that sells handmade jewellery to customers locally, and further afield. They all offer their stories and top tips for success. With clear steps, useful links and expert advice, consider this book your guide as you launch your business, and share it with friends and family who are doing the same!
Mommy-money blogger Crystal Paine distills her best financial advice and secrets from her blog MONEY SAVING MOMr, to help families get their finances in order. Based on The Money Saving Mom’s Seven Rules for Financial Success and written in a simple, straight-forward style, this book offers an easy plan for a complete financial makeover.
In the first few chapters, you'll learn how to set big financial goals and actually follow through with them, how to organize your home and life so you can have more time to focus on getting your finances in order, and how to implement a realistic cash budget system that can transform your financial situation.
After laying the foundation for financial success in the first few chapters, Paine then teaches you step-by-step how to cut your grocery and household expenditures by 30% to 50%. You'll learn both basic and advanced couponing techniques, 25 practical ways to save money on groceries without clipping coupons, how to buy prescription glasses for under $20, how to dress your children for free, and much more.
If you think living a frugal, simple and debt-free life means you can't ever enjoy dining out, entertainment or vacations, guess again! From money-saving vacation ideas to secrets to dining out on a budget, this book shows you how to enjoy strategic splurging -- and how to do it at half the price.
Sprinkled throughout the book are testimonies from people whose lives have been transformed through the principles Paine shares. You'll be inspired, challenged and motivated to spend less, save more and make the most of what you have.
It doesnt take a lot to conserve electricity. Taking action can be as simple as turning off the lights when you leave a room or using people power instead of cars to get around. Kids learn this and more about what they can do to help in 10 Things I Can Do to Save Electricity.
An important recent advancement in macroeconomics is the development of dynamic stochastic general equilibrium (DSGE) macromodels. The use of DSGE models to study monetary policy, however, has led to paradoxical and puzzling results on a number of central monetary issues including price determinacy and liquidity effects. In "Money, Interest, and Policy, " Jean-Pascal Benassy argues that moving from the standard DSGE models--which he calls "Ricardian" because they have the famous "Ricardian equivalence" property--to another, "non-Ricardian" model would resolve many of these issues. A Ricardian model represents a household as a homogeneous family of infinitely lived individuals, and Benassy demonstrates that a single modification--the assumption that new agents are born over time (which makes the model non-Ricardian)--can bridge the current gap between monetary intuitions and facts, on one hand, and rigorous modeling, on the other. After comparing Ricardian and non-Ricardian models, Benassy introduces a model that synthesizes the two approaches, incorporating both infinite lives and births of new agents. He applies this model to a number of issues in monetary policy, namely liquidity effects, interest rate rules and price determinacy, global determinacy, the Taylor principle, and the fiscal theory of the price level. Finally, using a simple overlapping generations model, he analyzes optimal monetary and fiscal policies, with a special emphasis on optimal interest rate rules.
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