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This investigation compares, contrasts and analyzes the impact of healthcare insurance availability on health outcomes in Hawai'i and Mississippi and tests the hypothesis that health insurance prevalence improves access to care and health outcomes. Utilizing Centers for Disease Control (CDC) Behavioral Risk Factor Surveillance System (BRFSS) survey data for the states of Hawai i and Mississippi, author James Lenhart argues for public health policy that improves healthcare insurance prevalence in the U.S. as well as public policy that improves health insurance plan characteristics.
This book presents a market-consistent valuation framework for implicit embedded options in life insurance contracts. This framework is used to perform an empirical analysis based on more than 110,000 actual and in-force life insurance policies and with a focus on the modeling of interest rates. Its results are the answer to the central question posed in the objectives: What value do the embedded options and guarantees considered have? This question is answered both absolutely and relative to the current policy reserves, from the perspective of the insurer, the policyholder and the shareholder respectively
Are extreme weather events becoming more common? How do extreme weather events impact society? These are critical questions that must be examined as we confront the possibility that the world will experience a change in climate over the next century. Much of the research in climatology over the past decade has focused on potential changes in long- term averages of temperature, precipitation and other factors. However, it is becoming increasingly clear that changes in average values will be accompanied by changes in extreme events. Furthermore, extreme weather events will impact society to a greater extent as people around the world continue to locate in more hazard-prone areas such as coastal zones. This book represents a major step forwards in developing a comprehensive set of information about changes in extreme events by providing a review of the problems in data availability, quality and analysis that make deriving a clear picture of world-wide changes in extreme events so difficult. Audience: The book is intended for policy-makers, professionals, graduate students and others interested in learning how extreme weather events have changed, and how they impact society both now and in the future.
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