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The Back Pocket

Savings - Budget - Expenses - Budgeting

Reduce Cost - Accounts - Accounting - Save Money






Ten Practical Tips That Save Money

Saving money is not as hard as it seems. Here are ten practical tips that you can do to begin saving money, without changing your lifestyle. 1. Replace incandescent bulbs with compact fluorescent (CFL) bulbs. CFL bulbs consume 80% less energy than incandescent bulbs, but give the same illumination. Make sure to buy only lamps and bulbs that have the Energy Star rating to ensure quality compliance. 2. Make a list when going to the grocery and stick to it! Anything that is not on th........ Read More

Save Money On Groceries With Coupons

Do you have a large family that requires a large grocery bill every month? Do you find yourself spending more money than you should on food that you cannot afford? If this sounds like you, one of the best options that you can exercise is finding coupons. Using coupons when you shop is a great way to get money off of the products that you buy most often. Many people feel that using coupons is a waste of time, and it takes entirely too long to locate them. But if you know what you are doing, it w........ Read More

How To Save Time & Money On Car Rental

Lowest Rates Vs. A Good Bargain Many people approach Car Rental as a lowest-price-possible contest rather than to concentrate on the value of the deal they eventually would get,in terms of what type of car, what’s included (air conditioning, automatic gear shift etc’) as well as what type of service they are buying. The thing is, Car Rental market is very competitive one and rates differences for comparable quality and service are relatively small, sometimes as small as $10 to $20. These m........ Read More

Save Money By Using A Hydrogen Fuel System

For many years now, scientists and researchers are trying to find out an alternative source of fuel energy for cars. They have reached conclusive studies after many years. The fact is, cars won’t run without fuel. But through a hydrogen fuel system, you can raise gas mileage and at the same time cut down gasoline expenses. Automotive companies and hundreds of researchers are offering a very effective solution – hydrogen fuel system. What is the system all about? If you own a car, th........ Read More

Financial Investment Tips That Can Save You Money

If you are planning your financial future and considering some sort of investment it can get quite confusing with all the choices that are available. There are so many different financial services that it can be a bit overwhelming so it is an idea to seek help from a professional financial advisor. Any financial advice that you receive can make a big difference to your future financial security so you don’t want to trust just anyone. You want a financial advisor that you can trust and o........ Read More

The Best Way To Save Money On Advertising - Target Locally

Over the years I have discovered exactly what derails an ad. More often than not, when an ad fails to produce results, the problem isn't with the ad. The problem is with WHO the ad reaches. Before you start blaming lack of response on your ad, stop a moment to consider who it is TARGETED to. Let's take a moment to look at Internet advertising. First off, let me say I dearly love advertising on the Net. The advertising rates for search engines and ezines are far, far lower than advertising your........ Read More

Going To Asia? Save Time And Money On Your Next Trip.

You can travel to Asia for half of what others spend. No, that isn’t a phony promise, but if you properly research your options you will find that it’s easy to save money on airfare to Asia. Start preparing for your trip months in advance by signing up online for mailing lists. Sounds crazy, right? No one likes to junk up their inbox by useless offers for credits cards or so-called discount travel packages. But there are some mailing lists that you can sign up for and specify what you’re l........ Read More

3 Ways To Save Money On Ezine Advertising

Ezine Advertising is still one of the top ways to advertise online because it is cheap, easy, and targeted. If you are one of the many internet marketers who understand just how effective ezine marketing can be then you will be happy to learn that I have three tips that will save you money on Ezine Advertising. Join The Directory of Ezines Yes, it may seem a bit pricey up front but I have been a member for years and never regretted the money I paid -- because I made it back in savings! Not on........ Read More

Save Money On Relocating

When you are moving, you are already spending a lot of extra money. It helps to know some tricks for saving some money. Then your moving expenditures will not be so great. One of the easiest ways to save money on relocating is to move less stuff. Be sure to go through your things beforehand and throw out, give away, or sell whatever you will not need. A lot of people get into a time crunch when they are relocating, and they don’t have time to do this. They end up moving a lot of stuff ........ Read More

How Debt Consolidation Loans Save Money

A debt consolidation loan makes it possible for an individual to pay off their other debts and make a single payment each month rather than multiple payments to each individual creditor. Basically, you apply for a single debt consolidation loan that can pay for each of your credit card or unsecured debts, use the money to pay the accounts in full, and then make one payment to the new debt consolidation loan. There are several types of debt consolidation loans. Many college graduates will ........ Read More

How To Save Money And Get A Great Secured Loan.

Monthly payments, various bills, house improvements, and unexpected expenses - all these can become overwhelming for any person or family. A spiralling and increasing debt becomes a necessity for many who wish to survive this financial assault. But debt has a lot of disadvantages; you are spending someone else's money, which you will have to return, eventually. And debt doesn't come cheap either; the interest rates that are offered by some companies may increase the gravity of your financial ........ Read More

Save Money By Making Your Home Energy Efficient

With the increase in energy prices, it's important to know that there are ways to lower your energy bill, maintain the overall comfort of your home and be energy efficient. There is another big plus to being energy efficient: You help the environment. Using less energy means less air pollution from power plants that burn oil, coal or natural gas. Pollution from these sources can cause respiratory disease, smog and acid rain and contribute to global climate change. Consumer Federation of Americ........ Read More

How To Save Money By Properly Maintaining Your Car

Did you know that you can substantially save a lot of money simply by doing a quick 10-20 minute checkup on your car each week? In this article, I will give you the information you need properly maintain your car and saving money that would otherwise be spent on expensive repairs. My first advice to you is that you need to read and understand your Owner’s Manual for each car that you own. Next, follow the tips below and inspect your car on a weekly basis (should take no more than 10-20 minute........ Read More

Lets Save Money On Scrapbooking

Have you always wanted to discover more about saving cash with Scrapbooking Then I am certain you have come to the correct spot. This short article will be of use to you as it explains some fundamental principles in a basic, clear, appealing fashion. Hope you like it. Scrapbooking has captured the hearts - and pocketbooks - of numerous artistic crafters. How frequently do we skim the sales flyers of well-known craft stores? Our eyes light up when we see scrapbook articles listed there. Yes! W........ Read More

Window Treatments Help Homeowners Save Money

You might not think twice about how much energy you are conserving or wasting in your home - until you get your gas or electric bill. With energy prices continuing to skyrocket from year to year, and utility companies passing along the costs to their customers, many homeowners are starting to take a harder look at ways to protect their pocketbooks. A few simple steps now can go a long way toward reducing your energy costs and keeping them low for the foreseeable future. The following tips prov........ Read More


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The Back Pocket Articles

Savings Budget Expenses Budgeting
Reduce Cost Accounts Accounting Save Money
Insurance

The Back Pocket Books

Savings Budget Expenses Budgeting
Reduce Cost Accounts Accounting Save Money
Insurance

The Back Pocket





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